Consumer Privacy Notice

Last Updated: September 25, 2025

PRIVACY NOTICE 

Have questions? Email us at the address provided at the bottom of the page.

CIRQUL VENTURES INC.(hereinafter referred to as we, our, and us) is delivering this Privacy Notice to generally describe the nonpublic personal and financial information we gather about you, and our privacy practices relating to such information and how those practices relate to the protection, use and disclosure of your nonpublic personal information (your “Customer Information”). Please carefully read this Privacy Notice and review our full Privacy Policy for the full, detailed privacy terms.

What Information Do We Collect?

Information we receive from you on applications, on our website, on our mobile app, social media platforms, or other forms. This information may include:

1. Your name

2. Address

3. Email address

4. Social Security Number

5. Date of birth

6. Telephone number

7. Other relevant information that you provide

Information we receive about your account transactions with us, our affiliates, or others . This may include information such as:

1. Account balance

2. Payment history

3. Account activity

4. Address

5. Email address

6. Telephone Number

Information we receive from consumer reporting agencies (such as credit scores and history) and other information relating to your creditworthiness

How Do We Use Your Information?

We do not use Customer Information we have obtained about you for any purpose other than to service or manage your account(s) in the ordinary course of our business and provide you with promotional offers if you have consented to receiving such communications.

We do not share Customer Information we have obtained about you with affiliates or non-affiliated third parties except to the extent necessary to aid us in servicing or managing your account(s) in the ordinary course of our business, such as:

-to companies to whom we may assign your account for servicing;

-to companies that provide subscription services for your CIRQUL Account;

-to companies that provide mailing, emailing, or SMS text services for us; and

-to service providers that help us administer our database containing your account.

Information Security:

We restrict access to Customer Information about you to those employees or service providers who need to know that information to service your account(s). We maintain physical, electronic and procedural safeguards that comply with applicable laws and regulations to guard your Customer Information. Whenever we hire third parties to provide support services in order to help us service or manage your account(s), we will require them to conform to our privacy standards and to allow us to audit them for compliance. Such third parties and their employees receiving Customer Information we have obtained about you are required to limit their use of your Customer Information to the particular purpose for which it is shared and they are not allowed to share it with others except to fulfill that limited purpose.

We will not disclose your Consumer Information to affiliates or non-affiliated third parties except as provided above, in compliance with applicable law.

Calls to and/or from this company and customer chats through the website or mobile app may be monitored or recorded.

For questions you may email support@cirqul.com.