Debt Navigator Terms

Debt Navigator Terms of Service

You understand that by enrolling in Debt Navigator and signing up for these services, you are providing "written instructions" to Cirqul and its employees, agents, subsidiaries, affiliates, contractors, third-party data sources and suppliers, including Array US, Inc., applicable financial institutions, lenders, creditors, and all other credit reporting agencies under the Fair Credit Reporting Act (FCRA), as amended, to access your credit files from each national credit reporting agency, as well as financial institutions, lenders, creditors, and service providers, or any of their third parties, and to exchange information about you to verify your identity and to provide the products and/or services to you. You agree and hereby authorize Array US, Inc, its agents and employees, to provide your personally identifiable information (or, if applicable, information about your child you have enrolled) to third parties as provided in Array's Privacy Policy and our Privacy Policy, as may be amended from time to time. You waive any and all claims against Array US, Inc and its agents and employees for the acts or omissions of these third parties with regard to the use or disclosure of such information. You further authorize Array US, Inc. and its agents and employees to obtain various information and reports about you (or about your child that you have enrolled, if applicable) in order to provide the products and/or services, including, but not limited to, address history reports, name and alias reports, criminal reports or sex offender reports, and to provide monitoring and alerts.